Best SBI Mutual Fund Schemes To Invest Through SIP
In India, nowadays, the situation of the bank and the public sector are in very critical condition, so people are not feeling safe in deposit they saving in the bank & fix deposit. Before few years, there was a trend to invest money in the real estate sector. Because at that time, real estate was a medium to get a high return in a short time. The price of real estate infrastructure was increasing day by day.
Everyone knows such things have their time, now too many real-estate projects are stopped due to lack of funds and investors, just because of insecurity on resale and such government rules of GST and property management. So know what? In India, investors are moved to invest in Mutual funds, such as a lump sum amount, and few are inviting their money in SIP.
What are Mutual Funds?
Mutual Fund is an investment fund that is managed professionally by using many tools or providers, who invest money in different sectors as per security. The benefits of mutual funds are they provide much more security than other investment plans. Here investors provide their liquidity to various mutual fund management agencies to manage or invest their fun in different private or public sectors to get the highest return.
What is Systematic Investment Plan (SIP) in Mutual Funds
SIP also called a systematic investment plan in mutual funds, which is a type of investment in mutual funds. SIP allows investors to put their money into a small part, like monthly, quarterly, or weekly. Mostly the salaried person or the person who is looking to invest money in the long term use SIP terms to invest their money in mutual funds.
If you invest a lump sum amount in mutual funds, you will be limited or single time investment in mutual funds. Instead of using lump sum, the market expert advice investors to use SIP when you have limited saving every month, and you want a better return for a significant investment.
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As compared to the lump sum, SIP gives more return for 5= year of investment. In SIP, you will get unite based on current market trends or value as per your invested money.
SBI Mutual Fund Schemes to Invest Through SIP
Let’s have a look at the best mutual fund scheme in SBI mutual funds. Which is recommended by top investors and such market researchers who generally experts in this field. Below is the best SBI mutual funds schema to invest your money.
SBI Bluechip Fund
One of the top mutual fund SBI Blue Chip Fund, used for long term growth for investors which is launched on February 14, 2006.
SBI Bluechip Funds invest in 80% large-cap stocks in the market, so it creates more accurate to get the maximum return. In large-cap stocks, they choose highly known brands and well-established companies who are leaders in the market, and this makes investor’s choice more secure.
The fund manager of SBI Blue Chip Fund has the flexibility to invest up to 20% in equities other than large caps.
Below is the performance return report of the SBI Bluechip fund over the last 5 years, which is 9.99%, which is too good as compared to other funds. Where the previous 1-year growth is 16.13%.
SBI Small Cap Fund
SBI Small Cap Fund aims to provide investors with opportunities for long-term growth in the capital by investing predominantly in a well-diversified basket of equity stocks of small-cap companies. This Small-Cap fund scheme allows the fund manager to invest 65% of funds in Small-cap stocks/companies.
The fund predominantly invests (minimum 65%) in small-cap stocks.
This mutual fund schema allows us to take up to 35% exposure in other equities like large and mid-cap companies that help to gain more benefits and recovery. and money market instruments.
Below is the performance return report of the SBI Small-Cap fund over the last 5 years, which is 17.39%, It is good as compared to other funds. Where the last 1-year growth is 9.81%.
SBI Equity Hybrid Fund
SBI Equity Hybrid Fund allows the inverter to go through long term capital investment. In this investment plan, the fund invests in mix size of cap of debt & equity that can help to manage stability in investment return.
The Equity Hybrid Fund invests your money saving in a diversified portfolio of stocks of large growth return companies and balances the risk through investing the rest in fixed-income securities.
Benefits of SBI Equity Hybrid Fund
SBI Equity Hybrid Fund invests a minimum of 65% in equity and equity-related instruments. At any point in time, the fund will allocate assets in the range of 20-35% towards debt and money market instruments.
This mutual fund has a good record of disbursing dividends regularly.
This fund is ideal for People (especially retired) who are looking for regular income from investments.
Below is the performance return report of the SBI Equity Hybrid Fund fund over the last 5 year which is 10.68% which is good as compared to other funds. Where the previous 1-year growth is 16.83%.
Above are the top best SBI Mutual fund schema to invest in the next year 2020. Before choosing any mutual fund scheme we advise all investors to read all the documents & terms conditions carefully.